Beneficiaries may still be eligible to collect

If the insureds’ death occurred after January 1, 2013, and the policy lapsed or was terminated for non-payment of premiums, beneficiaries may still be entitled to benefits.

APPLICABLE LAW

In 2013 California passed a law to protect life insurance policyholders from lapsing. This includes non-renewal and the non-payment of premiums that can occur when the insured becomes sick or incapacitated, misses a payment, then dies. If these scenarios describe you or your client’s situation and their policy was terminated without receiving at least one of the notices required by this law, benefits may still be owed.

REQUEST A REVIEW

Our law firms have experience in these types of cases. Under no circumstances will you or your clients be liable to pay any out-of-pocket costs.

To determine whether you or your client has an actionable case, contact us to initiate an eligibility review–at no cost or obligation to you or your client:
CLICK HERE FOR REVIEW FORM
  • Optional Additional Info or Message or Life Insurance Company Name

REQUEST A REVIEW

Our law firms have experience in these types of cases. Under no circumstances will you or your clients be liable to pay any out-of-pocket costs.

To determine whether you or your client has an actionable case, contact us to initiate an eligibility review–at no cost or obligation to you or your client:
SUBMIT YOUR REQUEST BELOW
  • Optional Additional Info or Message or Life Insurance Company Name

ABOUT US

This is a collaboration between
Klevatt & Associates, LLC, and
Hagens Berman Sobol Shapiro LLP

We currently have two active lawsuits: one a certified class action suit in which we obtained a multi-million dollar judgement (Bentley v. United of Omaha Life Ins. Co., 371 F. Supp. 3d 723 (C.D. Cal. 2019)), and one a suit working its way through the federal courts in California (Kroetz v. John Hancock Life Insurance Company, Case No. 2:20-cv-02117-AB-RAOx, C.D. Cal.).

DISCLAIMER

We have experience in complex litigation and class action lawsuits, and we work on a contingency fee basis. This means that in no case will you or your clients be liable for any up-front or out-of-pocket costs. In the event of a successful result, the court will determine reasonable legal fees and reimbursement costs which will be apportioned from the settlement or judgment.

We have not yet evaluated whether each insurer failed to provide proper notice in any particular case. Nor can we predict, warrant, or guarantee any particular outcome or results in any potential litigation.

NOTICE ON ATTORNEY ADVERTISING

You should consider all statements and materials contained herein as general information and not the advice of a lawyer. Each person’s specific circumstances are different and therefor may have different results. The choice of a lawyer is an important decision and should not be based solely on advertisements. Nothing herein shall create an attorney-client relationship unless and until a retainer agreement is signed by both parties. The attorneys responsible for the content of this page include David Klevatt and Tim Howe of Klevatt & Associates, LLC and Christopher Pitoun, Esq. of Hagens Berman Sobol Shapiro LLP.

 

THIS WEBSITE DOES NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP